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US LLC Formation for Brazilian Founders
Guides, tools, and compliance walkthroughs for Brazilian residents forming and operating US business entities.
Free · no sign-up · 7 steps
From zero to a working US LLC
Seven steps in the order they happen. Three answers tailor steps 4 and 5 to what banks and payment platforms publish for your country of tax residency.
Your country of tax residency, not where you are this week. A founder in the US on an F-1 or an early H-1B is usually a nonresident for US tax.
Step 1 ·E Entity
Form the LLC
Register a limited liability company in one US state. The state decides the filing fee, the annual fee and the annual report; a non-resident owner can form in any state without visiting.
What you need
- A passport
- A company name that is free in the chosen state
- A state (Wyoming, Delaware and New Mexico are the usual shortlist for a non-resident)
- A registered agent in that state (step 3)
What the record shows
- State filing fees and annual costs differ by several hundred dollars a year; the calculator adds them up for each state and service. Formation cost calculator
Our pick · All three file the EIN application for a non-resident owner (step 2). Whether the registered agent is included differs by service; the comparison lists each one’s terms.
Step 2 ·E Entity
Get an EIN without an SSN or ITIN
The Employer Identification Number is the LLC’s federal tax ID. Every US business account and payment platform asks for it. The EIN itself is free.
What you need
- The LLC’s formation documents from step 1
- Form SS-4, with “Foreign” on line 7b in place of an SSN or ITIN
What the record shows
- The IRS online application is closed to applicants without a US address or place of business, so non-residents apply by fax, by mail, or by phone on the IRS international line, (267) 941-1099. A formation service files the same form for you. IRS Instructions for Form SS-4
Step 3 ·E Entity
Registered agent and a business address
Every state requires a registered agent with a physical address in the state to receive legal papers. A business address is a separate question: it is what banks and payment platforms ask for, and several of them refuse the registered agent’s address.
What you need
- A registered agent in the formation state (renews every year)
- An address you can document for account applications: your home address with a utility bill or bank statement is what several providers ask for
What the record shows
- Meow lists incorporation-agent addresses and virtual-mailbox (PMB) addresses under “What won’t work”. Wise states the trading address for US business verification cannot be a registration agency, mail-forwarding service or virtual address. Banking Access Index
- Stripe asks for the physical location where most business activity happens and does not accept PO boxes. Payment Platform Availability Index
Our pick · A registered agent covers the legal-papers address only. It is not the address a bank or payment platform will accept.
Step 4 ·M Money
Open a US business account
A US account in the LLC’s name, with its own routing and account number, is where US clients and payment platforms pay the LLC. Which providers take you depends on where you are tax resident, and each provider publishes that differently.
What you need
- The EIN (step 2)
- Formation documents
- Passport
- A documented address (step 3)
What the record shows for Brazil
Across the 19 providers in the Banking Access Index, 4 publish Brazil as accepted, 3 publish no restriction, 6 publish a restriction and 6 have no policy on record. The providers on our business-account pages:
- Wise BusinessExplicitly accepted
On Wise's hold-money residence list; not on the USD-details unavailable list. Wise's page for Brazil residents says they can hold over 40 currencies, including BRL, and that the same applies to a Wise Business account registered in Brazil. The residence list's Brazil row ('You can only hold BRL if you reside in Brazil') limits who can hold BRL, not which currencies a Brazil resident can hold. Corrected 2026-11-02: from 2026-10-03 this cell read that row as limiting Brazil residents to BRL and recorded an explicit restriction. Source
- LiliExplicitly accepted
On Lili's published supported-citizenship list (20 countries as of 2026-09-07; 14 at first record 2026-07-08). The published criterion is citizenship; the help center does not state whether country of residence is separately screened. Source
- MeowExplicitly accepted
On the provider's published supported-country list for account opening and onboarding; not on the prohibited list. Source
- MercuryNo published restriction
Not on Mercury's published prohibited-country list; no explicit acceptance statement. Source
*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
- RelayNo published restriction
Not on Relay's published prohibited-country list; no explicit acceptance statement. Source
Our pick for Brazil · Ordered by what each provider publishes for Brazil: accepted first, then no published restriction. A provider that publishes a restriction gets no link here.
Step 5 ·M Money
Get paid
How money reaches the LLC depends on who pays you. Invoiced clients pay the account from step 4 directly; online checkout and marketplaces run through a payment platform, and each platform publishes its own country rules.
What you need
- The US account from step 4
- The EIN
- The documented business address from step 3
What the record shows
Answer question 2 to narrow this to your case. For a US LLC the question that decides is whether the platform takes the US company, and each one answers it in its own terms:
- StripeThe US LLC qualifies, on the vendor’s published terms
“Registered businesses must be registered in the US, even if you operate in another country” Source
- PaddleNot published: whether a US LLC owned from abroad qualifies
Searched and NOT found: no first-party Paddle statement on whether a US LLC owned by a resident of a listed country is read as the US entity or as the owner. The sign-up essentials page is a configuration checklist; the verification pages describe documents, not jurisdiction tests.
Paddle’s published list of countries sellers may not operate from, for Brazil:Not on the list
- Lemon SqueezyThe vendor names a US entity as the route
“Today Managed Payments support merchants in 35+ countries and we’re expanding to more later this year. If you do not operate in a country that Stripe supports, check out Atlas where you can incorporate your own C-Corp or LLC.” Source
- PayPalThe US LLC qualifies, on the vendor’s published terms
“If you are a business, the business must be organized in, operating in, or a resident of, the United States or one of its territories to open a U.S. PayPal account and use the PayPal services.” Source
PayPal Payouts eligibility, by the recipient’s country, for Brazil:On the eligibility list
Step 6 ·T Tax
First-year filings
Two tax systems see the LLC. On the US side, a single-member LLC owned by a non-US person files an information return every year, with or without revenue. On the home side, your own country’s rules decide how the LLC’s profit is taxed and reported.
What you need
- A record of every transaction between you and the LLC (money in, money out, what you paid on its behalf)
- A CPA who works with foreign-owned LLCs, for the US return and for how it meets your home-country return
What the record shows
- A foreign-owned single-member LLC files Form 5472 attached to a pro forma Form 1120. It is due April 15, extendable to October 15 with Form 7004. The penalty for not filing is $25,000 per form, per year. Form 5472: the $25,000 penalty
Your home-country side
How Brazil sees the LLC: Receita Federal and a US LLC (no treaty). A CPA who works with foreign-owned LLCs reads the two sides together.
Step 7 ·A Accountability
Deadline reminders (optional)
The US dates repeat every year: the federal return, the state annual report and the registered-agent renewal. The compliance calendar lists them for Delaware, Wyoming, Florida, New York and California, each with its statutory source.
What you need
- An email address
- Your formation state and date, for the state dates
Track the dates that carry penalties
Get the federal deadlines by email: 30 days, 7 days and 1 day before each, each linked to its statutory source. The state dates follow once the calendar has your state and formation date.
Free. Deadlines only — no sales sequence. One-click unsubscribe in every email.
See how these four areas interact for you: Quick Check — the 2-minute short form of the Free Diagnostic.
Brazilian Founder Guides
Forming a US LLC from Brazil: Complete Guide (2026)
Brazil has no US tax treaty. Receita Federal taxes worldwide income at up to 27.5%. The structural gap for Brazilian LLC founders is significant.
Receita Federal and US LLCs: No Tax Treaty, No Safety Net
Brazil has no US tax treaty. Since 2024 a founder-owned US LLC is taxed annually at 15% under Lei 14.754, and SC Cosit 56/2026 settles that the LLC is a privileged regime. CBE reporting from US$1 million.
US Banking for Brazilian LLC Owners: BRL-USD Strategy (2026)
Wise has BRL local accounts. Mercury handles USD. Brazilian founders are not restricted — but IOF tax applies on outbound transfers. The full banking picture.
Tools and Calculators
Brazil × US LLC Formation — country-specific deep dive
Doola / Firstbase / Stripe Atlas all accepting Brazilian founders + RFB Normative Instruction 1.037 favored-taxation-list interaction + no US-Brazil tax treaty as dominant structural consideration + Lei 4.131/1962 unilateral FTC mechanism
Brazil × US Banking — country-specific deep dive
BCB Resolution 277 + IOF 1.1-3.5% outbound FX tax + CBE annual declaration ($1M threshold) + DIRPF worldwide income + Mercury / Relay / Wise Business Brazil access
Brazil × US Annual Compliance — heaviest no-treaty case
Form 5472 + DIRPF (worldwide income) + CBE return (March if > USD 1M foreign assets) + IOF + unique no-US-Brazil-treaty unilateral FTC mechanism (Lei 4.131/1962)
Quick Check
Screen structural risk in 2 minutes
Formation Cost Calculator
Estimate total first-year cost
Formation Service Comparison
Atlas vs Firstbase vs Doola
Banking Comparison
Mercury vs Wise vs Relay
Also Relevant
Stripe Atlas vs Firstbase vs Doola vs Bizee: Formation for Non-Residents (2026)
Stripe Atlas vs Doola for non-residents (2026): $500 vs $297 to form, ~$2,800–5,500 vs ~$6,177 over 3 years with Form 5472. Firstbase: $399 and ~$4,173.
Mercury vs Wise vs Relay vs Rho: Who Approves Non-Resident LLCs? (2026)
Mercury, Wise, Relay and Rho gate non-resident founders differently: ITIN rules, country limits, FDIC cover ($5M / opt-in $250K / $3M / $75M). 2026 criteria.
Form 5472: $25,000 Penalty for Non-Resident LLCs (Filing Guide)
Every foreign-owned US LLC files Form 5472. Miss it: $25,000 per form per year. Deadlines, filing steps, and 7 providers' prices ($300-$1,999).
Non-Resident US LLC Cost: $2,550-$10,295 in 5 Years (2026)
Formation: $297-$500. Year 1 runs $760-$2,300 before bookkeeping, with registered agent, state fees and Form 5472 added. 5-year projection from real invoices.
Wise vs Payoneer vs Mercury: Multi-Currency Fee Comparison
Wise charges from 0.23% over the mid-market rate, Payoneer 0.5% between balances, Mercury 1% on non-USD wires. What cross-border transfers actually cost.
Banking Redundancy for Cross-Border Founders (2026)
Most cross-border founders have 3-5 bank accounts but zero redundancy. How to build a three-layer architecture where no single freeze halts operations.
Deep Dives
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