Do You Need an ITIN to Get a US Credit Card? (2026)
An ITIN will not get you a US credit card on its own, and for paying for AI tools it is the wrong tool. What the IRS requires, and what works instead.
Chinese Citizen Forming a US LLC: The Complete Guide (2026)
Step-by-step guide for Chinese citizens forming a US LLC. State selection, EIN, banking, plus SAFE and Form 5472 obligations.
Does Your LLC Need to File FBAR?
LLCs with foreign bank accounts or signature authority face FBAR filing. $10K aggregate threshold, FinCEN Form 114, and penalties for non-filing.
EIN vs ITIN: What Non-Resident Founders Need
An EIN identifies your US business entity. An ITIN identifies you as a foreign individual for US tax purposes. When you need each one.
Do Non-Resident LLCs Need a Registered Agent?
Every US LLC requires a registered agent with a physical address in the formation state. What that means for non-resident founders.
Non-Resident US LLC Cost: $2,550-$10,295 in 5 Years (2026)
Formation: $297-$500. Year 1 runs $760-$2,300 before bookkeeping, with registered agent, state fees and Form 5472 added. 5-year projection from real invoices.